Oregon Home Loans: Article Library

Welcome to the Oregon home loan library. On this page, you’ll find links to all of our articles relating to mortgage loans in Oregon. It also includes housing market news, home buying tips, and other useful information. This page is updated regularly when new content comes online.

Mortgage Articles for Oregon Borrowers

Want more information about Oregon home loans? We cover everything you need to know about buying a home in Oregon, from getting preapproved for a mortgage to figuring out how much your payments will be with our mortgage calculator. Whether you are a first time home buyer or a seasoned real estate investor looking to expand into the Oregon housing market, we have the information you need to succeed.

Oregon Mortgage Programs Explained

This is one of our most popular articles among home buyers in Oregon. It explains some of the primary mortgage programs you can choose from when buying a house. This is a great place to start if you’ve never used a home loan before.

Conforming Loan Limits for Oregon

A “conforming” home loan is one that meets the size limits and other requirements used by Freddie Mac and Fannie Mae. On this page, you’ll find a more detailed explanation, along with the current limits for Oregon.

Down Payment Options for Buyers

The minimum down payment needed when buying a house in Oregon can vary, based on the type of mortgage loan you use and other factors. But there are ways to minimize your out-of-pocket expense, and they are explained here.

How Much Can I Borrow?

The amount of money you can borrow in the form of a home loan will depend on your income, the amount of other recurring debts you have, and other factors. Loan limits could also affect your borrowing capacity.

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FHA Loan Articles

FHA Loans: A Borrower’s Guide

FHA-insured mortgage loans are a popular financing option among first-time home buyers in Oregon, thought they’re not limited to that group. Here’s what you need to know about this program, including the minimum requirements.

FHA Down Payments in Oregon

While the article above offers a general overview of down payments, this one focuses on the Federal Housing Administration (FHA) loan program in particular. Oregon home buyers who use this program must put at least 3.5% down.

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Oregon Home Loans

Sammamish Mortgage has been in business since 1995, and we proudly serve customers in the Pacific Northwest region. Currently, we serve customers who are looking for homes in WA, ID, CO, CA and OR. If you’re currently in the market for a home in one of these states, or you’re thinking about buying a home, we’d love to hear from you. Our team of mortgage professionals has a detailed knowledge of the real estate markets of the Pacific Northwest and is able to help customers navigate these markets. View our Mortgage Loan Programs InfoGraphic!

Reach Out to Sammamish Mortgage Today

If you’re either looking or thinking about buying a home in Oregon, reach out to Sammamish Mortgage today. No matter what stage of the process you’re in, we can provide valuable information which can help you. Contact Us today to learn more, or View Rates to get a sense of what current mortgage rates look like. You can also get a Rate Quote personalized to your situation, or Apply Now to jump start the application procedure.

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