Kimberly Terry

Proudly serving the Pacific Northwest since 1992, we’re a family-owned and operated company dedicated to helping home buyers get the best possible loan at a great rate.

Local, Direct lender with In-House Underwriting

We process, underwrite, and fund our loans in-house, giving us complete control of the loan process from beginning to end. Our team comprises highly experienced Loan Officers who are compensated and driven to advise and educate our clients. This unique advisor approach eliminates the traditional high-pressure sales techniques. This has allowed us to create a boutique experience accompanied by low rates and fees.

We can pre-underwrite our clients before shopping for a home via our Diamond Homebuyer Program. This no-cost program significantly increases our client’s chances of getting offers accepted on a new home purchase.

Kimberly Terry 

Kimberly Terry’s team takes your personal finances very seriously. With over 34 years as a mortgage loan consultant, listening to your needs, answering your questions and educating you on all your financial options is Kimberly’s top priority. The mortgage process has become a very complex equation, but problem solving and serving others is her expertise. This kind of work ethic has awarded Kimberly with many accolades in her industry, including being a national Top Producer and recipient of President’s Club Award for 20 years running. The entire team, from the production manager, processor, and underwriter understand the importance of closing on time, receiving clear and transparent summary of programs, rates and fees, as well as creative solutions.

Kimberly is one of six children, born in California and raised in Washington. She met her husband, Will back in 1987 while attending Bellevue College for a career in real estate that ultimately transitioned to mortgage in 1989. They have a grown daughter, Kathleen who recently has given them their first grandchild…..the source of the most joy & love one can experience. In her spare time, Kimberly enjoys hiking, fishing, camping in the RV, traveling around the world, and long walks with her husband and border collie/blue heeler mix, Kylo.

Kimberly and her team are one of the most recognized teams in the Northwest serving Washington, Idaho, California, and Oregon. We’d be honored to help you and your family with a new home purchase or a refinanced of your existing home.

Tech Forward and Transparent

Sammamish Mortgage has continually been on the cutting edge of bringing technology to the mortgage process. Since being one of the first companies to publicly show live rates and costs online over 15 years ago, we have continually worked to streamline the loan process as much as possible. Our borrower portal enables our clients to complete their paperwork from initial application through closing in one secure location. Features within our singular system include automated income and asset verification. The ability to clearly view what’s needed for loan processing with the ability to then securely upload the requested documentation. Best of all, you can review and eSign almost all of the legal disclosures, from the initial paperwork to the final closing documents.

Innovative Loan Programs

In addition to offering all of the standard conforming, jumbo, and government loan programs, Sammamish Mortgage has partnered with a local Private Capital firm to offer some incredibly unique and innovative loan programs that are helping our clients win offers in today’s challenging housing market. These programs include:

Don’t Just Take Our Word for It

We’re proud to be one of the top lenders in the country. Four of our Loan Officers have ranked in the top 150 originators nationally, two have ranked in the top 20 nationwide, and both have, at different times, been recognized as the #1 originator in the Pacific Northwest. Our team’s consistency and devotion to customer services have earned Sammamish Mortgage an A+ rating with the Better Business Bureau and hundreds of 5 Star reviews across a number of third-party review sites. That’s just the beginning of what we offer.

Transparent Rates and Costs

You deserve full openness and honesty from your lender, and shouldn’t have to pay one fee after another just to get a loan. We don’t charge standard lender fees like underwriting, processing, administrative, or origination fees. We offer some of the lowest mortgage rates available and provide full transparency, so you can always see rates and costs specific to your situation.

In-House Underwriting

When you apply for a home loan with Sammamish, you can benefit from our in-house underwriting department. You will work with us directly from the start of the loan process through closing instead of relying on third parties or other lenders to make decisions for us.

Get Pre-approved Today – It’s On Us!

Whether you want to finance a starter home or secure a jumbo loan, you’ve come to the right company. From the Shane family to yours, we pledge to make your home loan transaction the enjoyable and exciting experience it should be.

For more information about Sammamish Mortgage or to find out how we can assist you, we invite you to contact one of our professional Loan Officers today! Service areas include WA State, Oregon, Idaho, Colorado & California.

Begin your home loan process today! Our mortgage advisors are standing by. Request a free personalized rate quote. 206-271-9090

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