Today’s Mortgage Rates in Seattle

Get today’s mortgage and refinance rates plus current home buying and refinance advice for Seattle residents.
Seattle
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* $800,000 | 30-Yr-fixed | Credit Score 800+ | 25% Down Payment

Discover Seattle’s Premier Mortgage Lenders Since 1992

When it comes to finding your dream home in the heart of Seattle, we’re your guiding light. At Sammamish Mortgage, we’ve been assisting the vibrant community of Seattle in achieving their home ownership goals. From the historic Pike Place Market to the stunning views of Mount Rainier, we understand the unique charm of this city and can guide you through every step of the mortgage process.

Current Mortgage Rates in Seattle

Navigating Seattle’s real estate market? It’s essential to be aware that mortgage rates in our beautiful Emerald City can fluctuate based on several factors:

  • Your choice of mortgage lender
  • The prevailing interest rates
  • The size of your down payment
  • Your individual credit standing
  • The specific mortgage product you opt for
  • Ancillary fees and the eventual closing costs

Trusted Seattle Mortgage Professionals

To ensure you secure the most favorable mortgage rate in Seattle, it’s vital to partner with a lender that prioritizes transparency. At Sammamish Mortgage, our Loan Officers are salaried professionals. This approach ensures that our clients receive recommendations tailored to their unique needs, rather than being pushed towards larger loans.

Seattle’s Housing Scene

From modern condos overlooking the Puget Sound to classic craftsman homes nestled in vibrant neighborhoods, Seattle offers a diverse housing landscape.

Diverse Home Loan Programs in Seattle

Seattle’s dynamic housing market offers a variety of loan programs tailored to meet the needs of its diverse community of borrowers. Whether you’re a first-time homebuyer or looking to refinance, we have a solution for you.

Seattle Mortgage Lenders

To get the best mortgage rate, look for a lender who is transparent about their fees. This helps home buyers get the best loans for their specific situations, not the biggest loans.

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Seattle Home Loan Programs

There are many different types of real estate loans available for Seattle borrowers.

30-year fixed rate loans

A 30-year fixed rate loan is one of the most popular types of mortgages, since it lets you spread out the cost of buying a home in Washington for a reasonable monthly mortgage payment.

VA loans

VA loans are designed for veterans, service members, and surviving military spouses. Qualifying borrowers can get a home loan with no down payment.

FHA loans

FHA loans are designed for low income or first-time home buyers who may not have perfect credit or a big down payment. You can achieve home ownership sooner than you think.

Jumbo loans

Jumbo loans can help qualify you to buy a home in a more expensive part of the country, even if the price of the home is higher than conventional loan limits.

Other Cities We Service in Washington:

  • Seattle
  • Spokane Valley
  • Kennewick
  • Spokane
  • Renton
  • Pasco
  • Tacoma
  • Federal Way
  • Redmond
  • Vancouver
  • Yakima
  • Marysville
  • Bellevue
  • Bellingham
  • South Hill
  • Kent
  • Kirkland
  • Sammamish
  • Everett
  • Auburn
  • Richland
500+ cities
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Whether you’re buying a home or ready to refinance, our professionals can help.

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